The Get the Lead Out Program provides low and no-interest-rate financing to help homeowners, investor-owners and nonprofits remove lead paint from their properties.

Get the Lead Out is offered through a partnership with the Departments of Public Health and Housing and Community Development to provide an affordable way to remove hazardous lead paint from your home.

How to Apply

Get the Lead Out loans are administered by local rehabilitation agencies. For more information or to apply, contact Chelsea Restoration Corporation. 

Eligibility

0% Deferred Interest Rates for Owner-Occupied Properties

• No closing costs with a 0% deferred loan
• Loan is deferred until sale or refinance of the property
• Flexible underwriting guidelines for owner-occupant families of 1-4 family properties in which a child under the age of six resides or owner-occupants who are court-ordered to delead (must be child’s permanent residence)
• Owner-occupants without a child under the age of six who opt for preventative lead abatement to increase the livability of their property must meet standard underwriting guidelines to take advantage of the 0% deferred rate

3% Interest Rate for Investor-Owners

• For investor-owners renting to income eligible tenants.
• 5- to 15-year loan terms based on the loan amount and borrower qualifications. Loans are fully amortizing.

0% Interest Rate for Nonprofit Organizations

• For nonprofit organizations who rent to income-eligible tenants.
• 5- to 15-year loan terms based on the loan amount and borrower qualifications. Loans are fully amortizing.

Income Limits and Other Restrictions

• Borrowers must meet income guidelines to participate in the Get the Lead Out Program. View income limits.
• Maximum Loan Limits: $30,000 for a single-family home; $35,000 for a 2-family home; $40,000; for a 3-family home; $45,000 for a 4-family home

Next Steps

To learn more about or apply for a Get the Lead Out Loan, contact a participating local rehabilitation agency.

Questions? Contact us Chelsea Restoration Corproation 617-889-2277

Marilyn Garcia (mgarcia@chelsearestoration.org)